The Latitude PLAN: Frequently Asked Questions About Private Insurance

The Latitude PLAN is a privately owned insurance company (POIC) structure designed for U.S. businesses generating $1M–$1B in annual revenue. This FAQ covers everything you need to know: what private insurance is, whether your business qualifies, how the tax benefits work, what it costs to get started, and how the 831(a) structure differs from a captive. Explore answers to the most common questions about this alternative risk transfer strategy from Reinsurance Specialties.