Private Insurance & Alternative Risk Transfer Insights
Welcome to the Reinsurance Specialties™ blog, where we features articles, posts and snippets helping business owners better understand how private insurance (aka alternative risk management and privately owned insurance companies (POICs) help manage risk, protect assets and build long-term wealth. You’ll find plain-language explainers, real-world case studies, and expert commentary on how best-in-class structures like The Latitude Plan™ work.
Most Common Risks Covered in Private Insurance
Per 2026 industry data and correspondence with Reinsurance Specialties™, the below represents the TOP TEN most common coverages within the private insurance channel — an
Strategic Planning
Discover how strategic planning with private insurance and reinsurance can transform your business. Core Score helps entrepreneurs ($1M–$1B revenue) address key challenges—tax burden, succession planning, risk management, and wealth building—through The Latitude Plan™, a flexible self-insurance strategy.
Rising Insurance Rates: 6 Smart Private Insurance Strategies to Protect Your Business
Rising property and casualty insurance rates are squeezing business owners. Discover how private insurance for business — through The Latitude Plan™ by Reinsurance Specialties — offers a smarter, tax-advantaged alternative that builds long-term wealth while managing risk.
The Latitude PLAN: Frequently Asked Questions About Private Insurance
The Latitude PLAN is a privately owned insurance company (POIC) structure designed for U.S. businesses generating $1M–$1B in annual revenue. This FAQ covers everything you need to know: what private insurance is, whether your business qualifies, how the tax benefits work, what it costs to get started, and how the 831(a) structure differs from a captive. Explore answers to the most common questions about this alternative risk transfer strategy from Reinsurance Specialties.
10 Things to Know About Private Insurance
Contributing Author: Mark Queen Faith-based entrepreneurial navigator and founder of Core Score, LLC. As the principal and CEO of Core Score, I can tell
