In their words.

I.Testimonials

• If there was ever a time in my lifetime and possibly in our nation's history that reveals the power and peace that private reinsurance provides for the small business owner IT IS NOW! I've had conversations (and heard of conversations) from private practice doctors who are at a loss about what to do. The responsibility they feel toward their team members weighs heavily on them as they struggle with how to compensate staff and cover the ongoing fixed expenses of private practice. So, I want to thank you for the gift of setting up a reinsurance company for me. Though I no longer own my practice, I can easily visualize the comfort and peace of mind it would have provided during this unprecedented time. It would allow me to react to a crisis from a place of compassion and not out of self-preservation. Again, I can't thank you enough for all you've done for me in this area. I look forward to continuing to make contributions to my privately owned reinsurance company in the not-too-distant future!

  AndyPrincipal & Owner · Medical / Pharmaceutical

• The Reinsurance Specialties team educated my family on the incredible benefits of The Latitude Plan model. Subsequently, we formed our privately owned reinsurance company in 2024 and set up an associated bank account at a boutique financial institution. We are enjoying every element as prescribed including premium remittance, asset protection, claim management, cash flow management and wealth building. We also appreciate the insightful consultation from the company's COO who has decades of experience as a 'power user' leveraging the same structure. We do recommend this structure for all US-based entrepreneurs.

  DebbiePrincipal & Owner · Consulting / Education / Media & Public Relations

• The Reinsurance Specialties team helped me understand the pros and cons of private reinsurance and it became a no-brainer decision once I understood all of the benefits including the asset protection. My CPA and I appreciate the direct benefits (risk management and claims support) as well as the many indirect benefits (asset protection, cash flow management, wealth building and transfer and more).

  JeffPrincipal & Owner · Financial Advisement / Wealth Management

• I am a retired dentist-entrepreneur. I've been making a nice income for many years but with insurance costs and the current tax laws it was hard to affordably protect my family and accumulate wealth. I was fortunate to run into Insurance Specialties in 2017. They assisted me in setting up my own privately owned reinsurance company. Over the past 6 years, I have discovered how using a privately owned reinsurance company has positioned me on the right side of the insurance cash register while giving me the ability to control my personal tax liabilities. Today, I have the comfort of knowing my assets are comfortably protected and growing beyond my expectations.

  KellyPrincipal & Owner · Dentistry / Real Estate / Property Management

• I am an experienced real estate developer who formed my privately owned reinsurance company in 2021 using a proven model called The Latitude Plan represented by the leaders at Reinsurance Specialties. My experience has been extremely beneficial and the structure has allowed me to mitigate operational business risks (and file associated claims) that I could not have filed with my commercial P&C insurance policies. Removing the middleman allowed me to level the playing field, increasing my effectiveness in overall risk management. I also benefited from managing where and how the premiums are invested. The formal process began with a third-party actuarial assessment which validated my current risk exposures. After underwriting and policy receipt, I was able to push associated premiums off my P&L as a business expense while creating a strategic tool that allows reinvestment into my company, loan issuance to my LLCs, accumulating interest, enjoying asset protection, and most importantly, submitting and managing claims.

  RickPrincipal & Owner · Developer / Real Estate / Property Management